Follow the dollars · Assumption only
A complete cash picture for Dec 7, 2026
Your down payment$8,775,000Cash toward the purchase price.
Closing costs + prepaids$99,930Not just lender fees.
Before credits & paid funds$8,874,930The complete starting cash picture.
Estimated remaining funds due at closing
$8,874,930No credits or earnest money applied yet.
Bridge the purchase gap
From the price to what is still due.
Full purchase gap at closing$8,775,000.00
Your down payment$8,775,000.00
Closing costs + prepaids$99,930.49
Total buyer cash needed$8,874,930.49
Remaining funds due$8,874,930.49
Closing costs, itemized
Fees first, then prepaids and escrow.
Assumption fee$763.00
Credit report$200.00
Tax service$80.00
UMe assumption specialist (1%)$87,750.00
Title & settlement$1,825.00
Recording fee$100.00
VA funding fee (0.5%)$0.00
Home insurance (12 months up front)$2,600.00
Insurance escrow (3 months)$650.00
Property tax escrow (3 months)$5,719.25
Initial HOA (3 months)$243.24
Prepaid interest, first (25 days)$0.00
Fees + prepaids$99,930.49
Your down payment is the seller’s equity. You take over the $0 balance, so the rest of the $8,775,000 price is paid at closing. A second mortgage can cover part of it. $8,874,930.49 is due at closing. Uses and sources reconcile at $8,874,930.49 each. Not a Closing Disclosure.