Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$296,931$296,910
Remaining term (yrs)26.530.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.540%7.320%
Blended rate7.090%7.560%
1st payment$1,963.09$2,039.57
2nd payment$0.00$0.00
Taxes / mo$103.25$103.25
Insurance / mo$150.00$150.00
MI / mo$141.76$59.38
HOA / mo$54.17$54.17
Total monthly$2,412.27$2,406.37
Cash to close$32,969$32,990