Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$420,215$404,100
Remaining term (yrs)26.330.0
Secondary amount$0$0
Funding fee$2,101$0
Note rate6.360%7.320%
Blended rate6.360%7.560%
1st payment$2,740.03$2,775.89
2nd payment$0.00$0.00
Taxes / mo$146.50$146.50
Insurance / mo$150.00$150.00
MI / mo$0.00$80.82
HOA / mo$144.00$144.00
Total monthly$3,180.53$3,297.21
Cash to close$28,785$44,900