Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$415,085$404,999
Remaining term (yrs)27.630.0
Secondary amount$0$0
Funding fee$2,075$0
Note rate6.990%7.320%
Blended rate6.990%7.560%
1st payment$2,826.44$2,782.06
2nd payment$0.00$0.00
Taxes / mo$171.08$171.08
Insurance / mo$150.00$150.00
MI / mo$0.00$81.00
HOA / mo$225.00$225.00
Total monthly$3,372.53$3,409.15
Cash to close$34,914$45,000