Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$353,509$345,600
Remaining term (yrs)25.130.0
Secondary amount$0$0
Funding fee$1,768$0
Note rate3.070%7.320%
Blended rate3.070%7.560%
1st payment$1,678.16$2,374.03
2nd payment$0.00$0.00
Taxes / mo$88.50$88.50
Insurance / mo$150.00$150.00
MI / mo$0.00$69.12
HOA / mo$86.33$86.33
Total monthly$2,002.99$2,767.98
Cash to close$30,491$38,400