Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$199,886$199,886$319,500
Remaining term (yrs)25.125.130.0
Secondary amount$0$119,614$0
Funding fee$999$999$0
Note rate3.050%3.050%7.320%
Blended rate3.050%4.903%7.560%
1st payment$946.80$946.80$2,194.74
2nd payment$0.00$797.43$0.00
Taxes / mo$118.35$118.35$118.35
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$63.90
HOA / mo$234.00$234.00$234.00
Total monthly$1,449.14$2,246.57$2,760.99
Cash to close$155,114$35,500$35,500