Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$453,590$440,100
Remaining term (yrs)27.330.0
Secondary amount$0$0
Funding fee$2,268$0
Note rate6.610%7.320%
Blended rate6.610%7.560%
1st payment$2,989.03$3,023.18
2nd payment$0.00$0.00
Taxes / mo$117.05$117.05
Insurance / mo$166.67$166.67
MI / mo$0.00$88.02
HOA / mo$0.00$0.00
Total monthly$3,272.75$3,394.92
Cash to close$35,410$48,900