Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$312,550$312,550$377,910
Remaining term (yrs)24.324.330.0
Secondary amount$0$65,360$0
Funding fee$1,563$1,563$0
Note rate2.770%2.770%7.320%
Blended rate2.770%3.847%7.560%
1st payment$1,465.50$1,465.50$2,595.98
2nd payment$0.00$490.20$0.00
Taxes / mo$100.12$100.12$100.12
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$75.58
HOA / mo$0.00$0.00$0.00
Total monthly$1,715.62$2,205.82$2,921.68
Cash to close$107,350$41,990$41,990