Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$379,193$315,000
Remaining term (yrs)25.730.0
Secondary amount$0$0
Funding fee$1,896$0
Note rate5.250%7.400%
Blended rate5.250%7.640%
1st payment$2,236.98$2,181.00
2nd payment$0.00$0.00
Taxes / mo$104.56$104.56
Insurance / mo$150.00$150.00
MI / mo$0.00$63.00
HOA / mo$105.00$105.00
Total monthly$2,596.54$2,603.55
Cash to close$0$35,000