Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$436,767$409,499
Remaining term (yrs)26.730.0
Secondary amount$0$0
Funding fee$2,184$0
Note rate6.350%7.320%
Blended rate6.350%7.560%
1st payment$2,828.19$2,812.97
2nd payment$0.00$0.00
Taxes / mo$130.83$130.83
Insurance / mo$166.67$166.67
MI / mo$0.00$81.90
HOA / mo$41.67$41.67
Total monthly$3,167.35$3,234.04
Cash to close$18,232$45,500