Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$432,966$432,966$440,996
Remaining term (yrs)29.029.030.0
Secondary amount$0$32,529$0
Funding fee$2,165$2,165$0
Note rate6.260%6.260%7.400%
Blended rate6.260%6.652%7.640%
1st payment$2,694.79$2,694.79$3,053.36
2nd payment$0.00$321.90$0.00
Taxes / mo$171.55$171.55$171.55
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$88.20
HOA / mo$0.00$0.00$0.00
Total monthly$3,033.01$3,354.91$3,479.78
Cash to close$57,029$24,500$49,000