Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$550,463$530,910
Remaining term (yrs)26.430.0
Secondary amount$0$0
Funding fee$2,752$0
Note rate6.500%7.400%
Blended rate6.500%7.640%
1st payment$3,633.76$3,675.91
2nd payment$0.00$0.00
Taxes / mo$330.87$330.87
Insurance / mo$166.67$166.67
MI / mo$0.00$106.18
HOA / mo$70.00$70.00
Total monthly$4,201.30$4,349.64
Cash to close$39,437$58,990