Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$422,681$323,910
Remaining term (yrs)27.430.0
Secondary amount$0$0
Funding fee$2,113$0
Note rate6.630%7.320%
Blended rate6.630%7.560%
1st payment$2,787.81$2,225.04
2nd payment$0.00$0.00
Taxes / mo$124.75$124.75
Insurance / mo$150.00$150.00
MI / mo$0.00$64.78
HOA / mo$70.00$70.00
Total monthly$3,132.56$2,634.57
Cash to close$0$35,990