Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$311,604$292,500
Remaining term (yrs)27.330.0
Secondary amount$0$0
Funding fee$1,558$0
Note rate6.660%7.320%
Blended rate6.660%7.560%
1st payment$2,061.23$2,009.27
2nd payment$0.00$0.00
Taxes / mo$165.85$165.85
Insurance / mo$150.00$150.00
MI / mo$0.00$58.50
HOA / mo$412.00$412.00
Total monthly$2,789.09$2,795.63
Cash to close$13,396$32,500