Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$489,856$463,500
Remaining term (yrs)27.930.0
Secondary amount$0$0
Funding fee$2,449$0
Note rate6.460%7.400%
Blended rate6.460%7.640%
1st payment$3,153.49$3,209.18
2nd payment$0.00$0.00
Taxes / mo$442.38$442.38
Insurance / mo$166.67$166.67
MI / mo$0.00$92.70
HOA / mo$75.00$75.00
Total monthly$3,837.54$3,985.92
Cash to close$25,144$51,500