Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$510,549$490,500
Remaining term (yrs)25.430.0
Secondary amount$0$0
Funding fee$2,553$0
Note rate3.450%7.400%
Blended rate3.450%7.640%
1st payment$2,510.87$3,396.12
2nd payment$0.00$0.00
Taxes / mo$284.65$284.65
Insurance / mo$166.67$166.67
MI / mo$0.00$98.10
HOA / mo$0.00$0.00
Total monthly$2,962.19$3,945.54
Cash to close$34,451$54,500