Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$459,284$413,999
Remaining term (yrs)28.730.0
Secondary amount$0$0
Funding fee$2,296$0
Note rate6.840%7.320%
Blended rate6.840%7.560%
1st payment$3,043.85$2,843.89
2nd payment$0.00$0.00
Taxes / mo$324.49$324.49
Insurance / mo$166.67$166.67
MI / mo$0.00$82.80
HOA / mo$0.00$0.00
Total monthly$3,535.01$3,417.84
Cash to close$715$46,000