Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$456,821$391,500
Remaining term (yrs)25.230.0
Secondary amount$0$0
Funding fee$2,284$0
Note rate3.220%7.400%
Blended rate3.220%7.640%
1st payment$2,199.93$2,710.67
2nd payment$0.00$0.00
Taxes / mo$287.01$287.01
Insurance / mo$150.00$150.00
MI / mo$0.00$78.30
HOA / mo$20.00$20.00
Total monthly$2,656.94$3,245.98
Cash to close$0$43,500