Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$433,795$405,000
Remaining term (yrs)27.730.0
Secondary amount$0$0
Funding fee$2,169$0
Note rate6.990%7.400%
Blended rate6.990%7.640%
1st payment$2,950.96$2,804.14
2nd payment$0.00$0.00
Taxes / mo$124.61$124.61
Insurance / mo$150.00$150.00
MI / mo$0.00$81.00
HOA / mo$12.67$12.67
Total monthly$3,238.24$3,172.42
Cash to close$16,205$45,000