Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$399,799$399,799$409,500
Remaining term (yrs)25.325.330.0
Secondary amount$0$32,451$0
Funding fee$1,999$1,999$0
Note rate3.100%3.100%7.400%
Blended rate3.100%3.759%7.640%
1st payment$1,895.95$1,895.95$2,835.30
2nd payment$0.00$321.13$0.00
Taxes / mo$114.19$114.19$114.19
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$81.90
HOA / mo$0.00$0.00$0.00
Total monthly$2,176.81$2,497.94$3,198.05
Cash to close$55,201$22,750$45,500