Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$412,716$320,400
Remaining term (yrs)26.630.0
Secondary amount$0$0
Funding fee$2,064$0
Note rate6.350%7.400%
Blended rate6.350%7.640%
1st payment$2,675.61$2,218.38
2nd payment$0.00$0.00
Taxes / mo$206.66$206.66
Insurance / mo$150.00$150.00
MI / mo$0.00$64.08
HOA / mo$8.33$8.33
Total monthly$3,040.60$2,647.45
Cash to close$0$35,600