Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$285,334$278,910
Remaining term (yrs)24.930.0
Secondary amount$0$0
Funding fee$1,427$0
Note rate2.780%7.400%
Blended rate2.780%7.640%
1st payment$1,320.66$1,931.12
2nd payment$0.00$0.00
Taxes / mo$110.03$110.03
Insurance / mo$150.00$150.00
MI / mo$0.00$55.78
HOA / mo$175.00$175.00
Total monthly$1,755.69$2,421.93
Cash to close$24,566$30,990