Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$413,359$382,500
Remaining term (yrs)25.730.0
Secondary amount$0$0
Funding fee$2,067$0
Note rate5.250%7.320%
Blended rate5.250%7.560%
1st payment$2,438.53$2,627.51
2nd payment$0.00$0.00
Taxes / mo$258.22$258.22
Insurance / mo$150.00$150.00
MI / mo$0.00$76.50
HOA / mo$0.00$0.00
Total monthly$2,846.75$3,112.23
Cash to close$11,641$42,500