Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$482,262$482,262$585,000
Remaining term (yrs)24.924.930.0
Secondary amount$0$102,738$0
Funding fee$2,411$2,411$0
Note rate2.870%2.870%7.400%
Blended rate2.870%3.771%7.640%
1st payment$2,249.34$2,249.34$4,050.42
2nd payment$0.00$684.92$0.00
Taxes / mo$380.63$380.63$380.63
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$117.00
HOA / mo$9.17$9.17$9.17
Total monthly$2,805.81$3,490.73$4,723.89
Cash to close$167,738$65,000$65,000