Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$314,667$296,100
Remaining term (yrs)27.930.0
Secondary amount$0$0
Funding fee$1,573$0
Note rate6.500%7.320%
Blended rate6.500%7.560%
1st payment$2,033.82$2,034.00
2nd payment$0.00$0.00
Taxes / mo$94.51$94.51
Insurance / mo$150.00$150.00
MI / mo$0.00$59.22
HOA / mo$232.00$232.00
Total monthly$2,510.32$2,569.73
Cash to close$14,333$32,900