Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$641,174$598,500
Remaining term (yrs)27.830.0
Secondary amount$0$0
Funding fee$3,206$0
Note rate6.870%7.400%
Blended rate6.870%7.640%
1st payment$4,306.97$4,143.89
2nd payment$0.00$0.00
Taxes / mo$155.07$155.07
Insurance / mo$166.67$166.67
MI / mo$0.00$119.70
HOA / mo$10.42$10.42
Total monthly$4,639.12$4,595.75
Cash to close$23,826$66,500