Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$509,163$495,000
Remaining term (yrs)25.930.0
Secondary amount$0$0
Funding fee$2,546$0
Note rate5.130%7.400%
Blended rate5.130%7.640%
1st payment$2,953.82$3,427.28
2nd payment$0.00$0.00
Taxes / mo$419.74$419.74
Insurance / mo$166.67$166.67
MI / mo$0.00$99.00
HOA / mo$0.00$0.00
Total monthly$3,540.23$4,112.69
Cash to close$40,837$55,000