Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$440,530$436,500
Remaining term (yrs)24.530.0
Secondary amount$0$0
Funding fee$2,203$0
Note rate3.000%7.320%
Blended rate3.000%7.560%
1st payment$2,108.02$2,998.45
2nd payment$0.00$0.00
Taxes / mo$437.37$437.37
Insurance / mo$166.67$166.67
MI / mo$0.00$87.30
HOA / mo$0.00$0.00
Total monthly$2,712.06$3,689.79
Cash to close$44,470$48,500