Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$924,061$899,100
Remaining term (yrs)25.730.0
Secondary amount$0$0
Funding fee$4,620$0
Note rate5.250%7.400%
Blended rate5.250%7.640%
1st payment$5,451.33$6,225.19
2nd payment$0.00$0.00
Taxes / mo$333.67$333.67
Insurance / mo$216.67$216.67
MI / mo$0.00$179.82
HOA / mo$8.33$8.33
Total monthly$6,009.99$6,963.67
Cash to close$74,939$99,900