Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$321,704$321,704$368,100
Remaining term (yrs)27.927.930.0
Secondary amount$0$46,396$0
Funding fee$1,609$1,609$0
Note rate6.730%6.730%7.320%
Blended rate6.730%7.016%7.560%
1st payment$2,129.44$2,129.44$2,528.59
2nd payment$0.00$347.97$0.00
Taxes / mo$364.96$364.96$364.96
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$73.62
HOA / mo$0.00$0.00$0.00
Total monthly$2,644.40$2,992.36$3,117.17
Cash to close$87,296$40,900$40,900