Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$379,970$382,500
Remaining term (yrs)25.230.0
Secondary amount$0$0
Funding fee$1,900$0
Note rate3.100%7.320%
Blended rate3.100%7.560%
1st payment$1,805.82$2,627.51
2nd payment$0.00$0.00
Taxes / mo$304.61$304.61
Insurance / mo$150.00$150.00
MI / mo$0.00$76.50
HOA / mo$0.00$0.00
Total monthly$2,260.43$3,158.62
Cash to close$45,030$42,500