Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$448,484$440,010
Remaining term (yrs)26.430.0
Secondary amount$0$0
Funding fee$2,242$0
Note rate6.090%7.320%
Blended rate6.090%7.560%
1st payment$2,844.84$3,022.56
2nd payment$0.00$0.00
Taxes / mo$108.20$108.20
Insurance / mo$166.67$166.67
MI / mo$0.00$88.00
HOA / mo$82.00$82.00
Total monthly$3,201.70$3,467.43
Cash to close$40,416$48,890