Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$194,889$202,500
Remaining term (yrs)24.430.0
Secondary amount$0$0
Funding fee$0$0
Note rate3.180%7.400%
Blended rate4.030%7.640%
1st payment$953.01$1,402.07
2nd payment$0.00$0.00
Taxes / mo$101.70$101.70
Insurance / mo$150.00$150.00
MI / mo$156.49$40.50
HOA / mo$0.00$0.00
Total monthly$1,361.20$1,694.27
Cash to close$30,111$22,500