Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$346,924$346,924$368,910
Remaining term (yrs)22.722.730.0
Secondary amount$0$42,481$0
Funding fee$1,735$1,735$0
Note rate5.100%5.100%7.400%
Blended rate5.100%5.839%7.640%
1st payment$2,145.71$2,145.71$2,554.26
2nd payment$0.00$420.39$0.00
Taxes / mo$70.41$70.41$70.41
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$73.78
HOA / mo$25.00$25.00$25.00
Total monthly$2,391.12$2,811.51$2,873.45
Cash to close$62,976$20,495$40,990