Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$663,504$663,504$684,000
Remaining term (yrs)29.029.030.0
Secondary amount$0$58,496$0
Funding fee$3,318$3,318$0
Note rate6.260%6.260%7.400%
Blended rate6.260%6.715%7.640%
1st payment$4,129.66$4,129.66$4,735.88
2nd payment$0.00$578.87$0.00
Taxes / mo$251.85$251.85$251.85
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$136.80
HOA / mo$25.67$25.67$25.67
Total monthly$4,623.85$5,202.72$5,366.87
Cash to close$96,496$38,000$76,000