Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$346,041$346,041$359,100
Remaining term (yrs)24.924.930.0
Secondary amount$0$33,009$0
Funding fee$1,730$1,730$0
Note rate2.800%2.800%7.320%
Blended rate2.800%3.590%7.560%
1st payment$1,601.51$1,601.51$2,466.77
2nd payment$0.00$326.65$0.00
Taxes / mo$113.40$113.40$113.40
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$71.82
HOA / mo$0.00$0.00$0.00
Total monthly$1,864.91$2,191.56$2,801.99
Cash to close$52,959$19,950$39,900