Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$338,752$325,799
Remaining term (yrs)25.330.0
Secondary amount$0$0
Funding fee$1,694$0
Note rate3.550%7.400%
Blended rate3.550%7.640%
1st payment$1,687.61$2,255.77
2nd payment$0.00$0.00
Taxes / mo$184.80$184.80
Insurance / mo$150.00$150.00
MI / mo$0.00$65.16
HOA / mo$0.00$0.00
Total monthly$2,022.42$2,655.73
Cash to close$23,247$36,200