Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$523,430$503,910
Remaining term (yrs)26.430.0
Secondary amount$0$0
Funding fee$2,617$0
Note rate6.500%7.320%
Blended rate6.500%7.560%
1st payment$3,451.24$3,461.51
2nd payment$0.00$0.00
Taxes / mo$477.01$477.01
Insurance / mo$166.67$166.67
MI / mo$0.00$100.78
HOA / mo$0.00$0.00
Total monthly$4,094.91$4,205.97
Cash to close$36,470$55,990