Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$396,200$386,010
Remaining term (yrs)27.430.0
Secondary amount$0$0
Funding fee$1,981$0
Note rate6.080%7.400%
Blended rate6.080%7.640%
1st payment$2,474.21$2,672.66
2nd payment$0.00$0.00
Taxes / mo$148.93$148.93
Insurance / mo$150.00$150.00
MI / mo$0.00$77.20
HOA / mo$0.00$0.00
Total monthly$2,773.14$3,048.79
Cash to close$32,700$42,890