Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$629,187$629,187$989,100
Remaining term (yrs)23.123.130.0
Secondary amount$0$359,913$0
Funding fee$3,146$3,146$0
Note rate3.780%3.780%7.400%
Blended rate3.780%5.225%7.640%
1st payment$3,392.77$3,392.77$6,848.33
2nd payment$0.00$2,324.44$0.00
Taxes / mo$509.47$509.47$509.47
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$197.82
HOA / mo$0.00$0.00$0.00
Total monthly$4,118.90$6,443.34$7,772.28
Cash to close$469,813$109,900$109,900