Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$440,813$355,500
Remaining term (yrs)26.130.0
Secondary amount$0$0
Funding fee$2,204$0
Note rate6.950%7.400%
Blended rate6.950%7.640%
1st payment$3,047.20$2,461.41
2nd payment$0.00$0.00
Taxes / mo$244.36$244.36
Insurance / mo$150.00$150.00
MI / mo$0.00$71.10
HOA / mo$70.00$70.00
Total monthly$3,511.57$2,996.87
Cash to close$0$39,500