Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$717,036$674,100
Remaining term (yrs)29.330.0
Secondary amount$0$0
Funding fee$3,585$0
Note rate6.150%7.400%
Blended rate6.150%7.640%
1st payment$4,398.63$4,667.33
2nd payment$0.00$0.00
Taxes / mo$329.13$329.13
Insurance / mo$216.67$216.67
MI / mo$0.00$134.82
HOA / mo$9.58$9.58
Total monthly$4,954.01$5,357.53
Cash to close$31,964$74,900