Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$484,955$404,910
Remaining term (yrs)25.430.0
Secondary amount$0$0
Funding fee$2,425$0
Note rate3.560%7.400%
Blended rate3.560%7.640%
1st payment$2,413.74$2,803.52
2nd payment$0.00$0.00
Taxes / mo$253.43$253.43
Insurance / mo$150.00$150.00
MI / mo$0.00$80.98
HOA / mo$8.33$8.33
Total monthly$2,825.50$3,296.26
Cash to close$0$44,990