Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$458,406$458,406$517,500
Remaining term (yrs)28.028.030.0
Secondary amount$0$59,094$0
Funding fee$2,292$2,292$0
Note rate6.120%6.120%7.400%
Blended rate6.120%6.449%7.640%
1st payment$2,848.18$2,848.18$3,583.07
2nd payment$0.00$443.21$0.00
Taxes / mo$338.33$338.33$338.33
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$103.50
HOA / mo$0.00$0.00$0.00
Total monthly$3,353.18$3,796.38$4,191.57
Cash to close$116,594$57,500$57,500