Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$423,358$382,500
Remaining term (yrs)27.830.0
Secondary amount$0$0
Funding fee$2,117$0
Note rate6.770%7.400%
Blended rate6.770%7.640%
1st payment$2,816.17$2,648.35
2nd payment$0.00$0.00
Taxes / mo$259.43$259.43
Insurance / mo$150.00$150.00
MI / mo$0.00$76.50
HOA / mo$0.00$0.00
Total monthly$3,225.60$3,134.28
Cash to close$1,642$42,500