Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$334,785$323,910
Remaining term (yrs)26.530.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.600%7.400%
Blended rate7.150%7.640%
1st payment$2,226.17$2,242.69
2nd payment$0.00$0.00
Taxes / mo$167.05$167.05
Insurance / mo$150.00$150.00
MI / mo$159.76$64.78
HOA / mo$21.50$21.50
Total monthly$2,724.48$2,646.02
Cash to close$25,115$35,990