Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$397,956$378,000
Remaining term (yrs)26.630.0
Secondary amount$0$0
Funding fee$1,990$0
Note rate6.390%7.320%
Blended rate6.390%7.560%
1st payment$2,590.01$2,596.60
2nd payment$0.00$0.00
Taxes / mo$253.38$253.38
Insurance / mo$150.00$150.00
MI / mo$0.00$75.60
HOA / mo$0.00$0.00
Total monthly$2,993.39$3,075.58
Cash to close$22,044$42,000