Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$425,877$414,000
Remaining term (yrs)26.430.0
Secondary amount$0$0
Funding fee$2,129$0
Note rate6.320%7.400%
Blended rate6.320%7.640%
1st payment$2,759.49$2,866.45
2nd payment$0.00$0.00
Taxes / mo$272.68$272.68
Insurance / mo$166.67$166.67
MI / mo$0.00$82.80
HOA / mo$95.00$95.00
Total monthly$3,293.83$3,483.60
Cash to close$34,123$46,000