Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$647,819$522,000
Remaining term (yrs)26.630.0
Secondary amount$0$0
Funding fee$3,239$0
Note rate6.340%7.400%
Blended rate6.340%7.640%
1st payment$4,195.68$3,614.22
2nd payment$0.00$0.00
Taxes / mo$280.74$280.74
Insurance / mo$166.67$166.67
MI / mo$0.00$104.40
HOA / mo$8.33$8.33
Total monthly$4,651.41$4,174.35
Cash to close$0$58,000