Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$370,389$341,100
Remaining term (yrs)25.830.0
Secondary amount$0$0
Funding fee$1,852$0
Note rate5.540%7.320%
Blended rate5.540%7.560%
1st payment$2,246.16$2,343.12
2nd payment$0.00$0.00
Taxes / mo$118.15$118.15
Insurance / mo$150.00$150.00
MI / mo$0.00$68.22
HOA / mo$340.00$340.00
Total monthly$2,854.31$3,019.49
Cash to close$8,611$37,900